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- DescriptionA generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and mirities, have risen to record levels. These groups are longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of mirity and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioecomic impact of homeownership.
- Author BiographyNicolas P. Retsinas is director of Harvard University's Joint Center for Housing Studies and a member of the faculty of the Harvard Graduate School of Design, the Kennedy School of Government, and Business School. Eric S. Belsky is managing director of the Joint Center for Housing Studies and a lecturer in the Harvard Graduate School of Design, USA.
- PublisherBrookings Institution
- Date of Publication31/05/2002
- SubjectSocial Issues, Services & Welfare
- Series TitleJames A. Johnson Metro Series
- Place of PublicationWashington DC
- Country of PublicationUnited States
- ImprintBrookings Institution
- Content NoteIllustrations, maps
- Weight51 g
- Width152 mm
- Height229 mm
- Edited byEric S. Belsky,Nicolas P. Retsinas
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