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If you want to beat your debt problems with a bankruptcy, but you are tired of lawyer-talk or websites that tell you thing, you will love this book! It delivers down to earth advice and answers to tough questions like--Will I qualify for Chapter 7 under the new rules? How much income is too much? What is an undue hardship student loan discharge ? What property will I get to keep? What is exemption planning and how do I take advantage of it? How do I choose the right bankruptcy lawyer for my case? How do I get rid of liens on my property? How can I buy back my car or other property for less than I owe on it? What property will I get to keep? What should I do when the bank wants me to reaffirm my car loan--I need that car?! Los Angeles bankruptcy attorneys Leon Bayer and Jeffrey Wishman share over 60 years of combined debt relief wisdom in this little powerhouse of a book. Let them show you how real humans take advantage of the generous Federal bankruptcy laws and get a fresh start.
A practicing attorney since 1979, Leon Bayer is a founding partner in the law firm of Bayer Wishman & Leotta (1989) serving clients in the Los Angeles, California area and surrounding counties. He is a Certified Specialist in Consumer and Small Business Bankruptcy Law by the State Bar of California Board of Legal Specialization. Mr. Bayer is a highly sought-after speaker, writer and editor on legal topics including bankruptcy, debt relief, credit, consumer credit fraud, loan modification scams, foreclosure rights, the bankruptcy means test, Chapter 13 practice and procedure, Chapter 7 and avoiding mistakes before and after filing bankruptcy. As a consumer rights advocate, Mr. Bayer has many years of experience writing tips and help articles as well as fielding questions from and providing answers to people with debt, foreclosure and money questions. In addition to his law firm's blog, Mr. Bayer writes a bankruptcy advice column-called ASK LEON -for the legal publishing powerhouse, the Nolo Network. You can find Mr. Bayer's advice column at the Nolo Bankruptcy, Debt & Foreclosure Blog. Mr. Bayer's latest writing project for legal publisher Nolo is The New Bankruptcy: Will It Work for You?, 5th Edition, May 2013. Mr. Bayer's publications include Best Practices for Filing Chapter 13: Leading Lawyers on Analyzing Today's Chapter 13 Filings, Preparing Clients, and Implementing Effective Strategies (Inside the Minds), Thompson Reuters, Aspatore Books, 2011 ed.; and Trends in Consumer Bankruptcy Filings: Leading Lawyers on Understanding the Current Bankruptcy Landscape, Navigating the Filing Process, and Educating Clients (Inside the Minds), Thompson Reuters, Aspatore Books, 2010 ed. Other publications are The Essentials Of Chapter 13, Daily Journal Report, December 18, 1987; Contributing Editor, Basic Bankruptcy-California Practice Handbook, Matthew Bender 1992, 1993, and as Reviewer and Contributor for CEB -Bankruptcy Practice Guide (2003). Mr. Bayer's television appearances include: KCAL9-Various interviews as Bankruptcy expert for 2 part series with Reporter Alan Mendelson, How to Survive the Recession, 3/2002; also Unmasking a Debt Negotiation Scam, 5/2002; 11/2003, EXTRA - various interviews as legal expert regarding celebrity bankruptcy cases including Burt Reynolds, Anna Nicole Smith.