In times of ecomic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local ecomy can change at any moment, so can life. You may suddenly find that you are expecting a new addition, or maybe retirement has snuck up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process. The rewards, however, are well worth the effort. Melina Cooper is an expert when it comes to finances and looking for ways to save. If you are looking for new, creative money making and saving methods, she has numerous books on various topics and subjects to guide anybody out of debt and into financial freedom and security. Financial Strategies And Tips Volume I is just a beginning point, please look for her second edition Financial Strategies And Tips Volume II for a complete overview to your financial freedom. For more of Melina Cooper's books, please conduct a search on Amazon using her name.