Are your monthly bills piling up? Does budgeting your finances seem like a pipedream? Do phone calls from creditors keep you up at night? Can you never seem to get ahead? Would you like a solution to your monetary woes? If you answered yes to any of these questions, then Forward-Budgeting could be the solution for all of your financial worries! If you are like most people, you hate budgeting. You also do t like accounting, mathematics, and financial statements. You do t look forward to financial discussions with your family, especially attempting to find money for a financial emergency. The goals of forward-budgeting are to provide financial confidence, control, authority, and peace of mind. These goals are accomplished by making the budgeting process workable, easy to understand, time saving, and convenient. Douglas Knisely, a certified public accountant and certified financial planner, will guide you through the forward-budgeting process. Forward-Budgeting will show you step by step how to organize your bills and pay them on time, so pick it up today for a brighter financial tomorrow!