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This is a simple guide to wills and estate planning, written in plain English and from an independent point of view. This book, designed for families of all types, also explains how to save for retirement while minimising tax. The book complements the author's well-kwn and popular Understanding the Stock Exchange, Understanding Investment Property and Wills and Family Records. This comprehensive work will help readers to handle their wealth in an effective way and in due course to pass it on to their heirs in accordance with their wishes. It analyses various estate planning devices, from inter vivos and testamentary trusts to enduring and other powers of attorney and from prenuptial agreements and business plans to conventional and do it yourself superannuation schemes. Other relevant topics covered include investments, the intelligent use of borrowed funds, the duties and attributes of an executor, income tax, capital gains tax, social security, organ transplants and preplanned funerals. Housing and retirement issues and other practical questions such as how to choose a stockbroker are also discussed. Various ways of making charitable donations and bequests are compared. Also included are answers to about 50 nitty-gritty questions asked of the author by persons actually involved with estate planning issues such as family trusts and their alternatives, with the running of small businesses and with taxes of various types.