Based on a true story! Money Guide to Financial Security. So easy 4th graders have mastered it! Achieving financial security for life is t rocket science, r does it take a perfect investment plan. It merely takes following a smart plan with time-tested strategies that work. The 3 simple, smart steps described in Rich 4th Graders have been used successfully by people of all ages and backgrounds to create extraordinary levels of financial success. Observe the compelling transformation of these inspiring 4th graders as they secure their financial futures using three simple, smart steps to financial security. Most children and adults will learn these money skills much too late in life, if ever, to help steer or change the course of their lives.