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The Impact of Public Policy on Consumer Credit by Michael E. Staten, Thomas A. Durkin (Hardcover, 2001)

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This text presents a collection of research papers and discussions commissioned to commemorate the silver anniversary of Georgetown University's Credit Research Center in 1999. Nine topics serve as focal points for the volume, with the general theme What do we know, what do we need to know about the functioning of consumer credit markets at the beginning of the 21st century? . Because the growth of household debt and the consequences of household debt burden have dominated discussion in both the media and policy arenas for decades, Credit Growth and the Burden of Debt is the theme for the first group of three papers. The papers address the cultural evolution of consumer credit in the US, the rise in consumer indebtedness and the alarming surge in personal bankruptcies. A second grouping of three papers takes a distinctly policy-oriented tack and examines questions regarding consumer access to credit (mortgage markets and evidence of discrimination), consumer protection through mandatory disclosure of information (Truth-in-Lending regulations), and the general state of financial literacy among the population of young consumers entering credit markets for the first time. The final three papers in this volume examine how technological innovations in risk management (through statistical risk scoring models), marketing (through use of personal information for targeted marketing) and finance (through securitization of consumer loans) have impacted the availability of credit products and sparked new public policy questions.

Product Identifiers

Publisher
Springer
ISBN-13
9780792374183
eBay Product ID (ePID)
94503241

Product Key Features

Author
Michael E. Staten, Thomas A. Durkin
Publication Name
The Impact of Public Policy ON Consumer Credit
Format
Hardcover
Language
English
Subject
Economics, Finance
Publication Year
2001
Type
Textbook
Number of Pages
336 Pages

Dimensions

Item Height
235mm
Item Width
155mm
Item Weight
1490g

Additional Product Features

Editor
Thomas A. Durkin, Michael E. Staten
Country/Region of Manufacture
Netherlands

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The Impact of Public Policy on Consumer Credit by Michael E. Staten, Thomas A. Durkin (Hardcover, 2001)

About this product

Product Information

Product Identifiers

Product Key Features

Dimensions

Additional Product Features

Best Selling in School Textbooks & Study Guides

Tracks, Scats and Other Traces: Reissue by Barbara Triggs (Paperback, 2004)

Save on School Textbooks & Study Guides

Powerless: Tiktok Made Me Buy It! an Epic and Sizzling Fantasy Romance Not

Viktor Schauberger The Water Wizard (Paperback)

Targeting Mental Maths Australian Curriculum Year 5 - New Edition 2023

Excel Success One HSC Mathematics Extension 1 2024 Edition

Medication Log Book: Simple Personal Medication Administration Planner

Year 5 Naplan*-Style Complete Workbook and Tests

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