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What's the first thing you think of when you hear the word budget ? It's a meager little word, one that all too often comes after tight . Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. Budget brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. This book will try a different approach to budgeting altogether... It's a pity that the idea of living within one's means should be experienced as such a deficit - this book will try to show that when you apply the principles of minimalism to budgeting, you are neither in a state of self-denial or trying to survive a financial scrape. In fact, a minimalist budget is a particular approach to abundance and fulfillment that may seem counter-intuitive to most. This book will offer an expanded tion of what it means to budget. We'll look at how money is t the only resource that needs to be managed, and a life budget that ackwledges your emotional, behavioral, social and even spiritual capital is more likely to lead to smarter decisions. We'll explore shopping and spending habits, identify problem areas, think about debt and make achievable goals for home, work and more. We'll look at concrete ways to put some of these principles into action, and look at resources that will keep you focused and motivated. At the same time, this book is also about the philosophy of minimalism, t thriftiness. If you can pair your budget plan with a more nuanced understanding of your relationship with money and how it ties into how you want to live, the changes you make will be more authentic and longer lasting. Minimalism is t about doing with less than you need. Rather, it's about finding what you need and fulfilling that need exactly, without excess. It's a subtle and easily overlooked point: to have exactly eugh is t suffering. Budgeting is therefore about understanding what you need to have eugh, and how best you can allocate your resources to that end. Life is short. Money and material things can make our time on this earth better, and they can help us move closer to what we find meaningful and worthwhile. But they are t meaningful and worthwhile in themselves. Money is a tool and how we spend it is an expression of our values and what we think is important. How much would you pay for peace of mind and the calm you get from kwing you are living well? How much of your life do you give away when you work? Of all your expenses, have you remembered to include the time you waste stressing about money? These may seem like vague or overly philosophical questions, but they get to the root of how we earn, spend and think of money. Once we understand these roots, our efforts to save here and there t only become easier, they become more meaningful. WHAT ARE READERS SAYING? This is definitely t just ather cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this book. Grab your copy TODAY!
Hi there! My name is Simeon and I'm a poet and a philosopher at heart, a health and fitness enthusiast by habit, a daredevil by choice, and a adrenaline junkie for life. Some of my academic endeavors encompass the following: cognitive neuroscience, applied positive psychology, sports and exercise science, and evidence-based psychological coaching. I currently work as a life coach and health counselor with people who want to make realistic, autonomous, and lifelong changes in various areas of their lives. Take care! /Simeon