The Unintended Consequences describes the tremendous impact of housing policy, which oftentimes discourages communities and inhibits family stability. The book traces housing history from the Victorian Era in London to the present. It gives special attention to Washington, D.C., presenting various grassroots programs that have grown to provide community support in severely impoverished areas.
James G. Banks, a native and resident of Washington D.C., served as an official for housing programs at the local and federal levels for nearly thirty years. He also served as a housing consultant for numerous clients, including the U.S. Department of Housing and Urban Development and the Federal National Mortgage Association. Peter S. Banks is a writer living in Washington, D.C.