Yesterday, after four years of faithful service to the good ole US of A Billy and his drugged out buddies are discharged from the Marines at Camp Pendleton. Today they're at the beach absorbing the sunny scenery while awaiting their first semester of college paid for by the GI Bill when Billy discovers Jessica - a smart, witty, gorgeous Midwesterner. Love at first sight. However, the summer heats up when Billy takes a job lifeguarding at a swank neighborhood pool and resort in Newport Beach, CA. And the residents are hot. The fine folks of this neighborhood like to share, swap and swing. And when Lexi Shantel, trophy wife of the most powerful defense attorney in Newport, locks her sights on the new pool boy he's dead to rights. Lexi is hot for Billy and she gets what she wants. As this inappropriate relationship blossoms into a steamy affair Billy finds himself drowning in guilt, but unable to stop. Lexi's husband becomes suspicious. Now, Billy juggles his options: hot sticky sex or a soul mate. His lies gain compound interest and soon he finds that he's going to lose the woman he loves and Lexi's powerful husband has hired a contract killer to dispose of Billy.