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Money Makeovers: How Women Can Control Their Financial Destiny by Chris Hayes, Kate Kelly (Paperback / softback, 1999)

In a book that is at once a wake-up call and a practical guide, Dr. Christopher Hayes, executive director of the National Center for Women and Retirement Research, teaches women to understand their own financial personality profile,overcome gender-based resistance, and take charge of their ecomic security.By addressing the specific links between money attitudes and personality types, Money Makeovers moves beyond traditional how-to books and offers targeted advice that speaks to the unique concerns and fears of each individual. Because his approach to financial planning is so personalized, each woman will be able recognize herself by using the unique Women Cents Self-Test Hayes has developed, as well as in the numerous anecdotes and case histories throughout the text, and will be empowered to move forward with a practical financial plan.This book is vitally important to women for two reasons: Women are less psychologically inclined than men to save on a regular basis AND women are less likely than men to benefit from social security and pension benefits at the same time they are at increased financial risk because of widowhood and divorce. Money Makeovers is a book woman can afford to be without. By learning WHY she has been reluctant or unable to save; by learning HOW to overcome her own self-defeating psychological barriers; and by FOLLOWING Hayes's savvy, specific financial advice, each woman will be able to plan her own future, free of ecomic anxiety.

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