Jesse Tanner's mother had given her very clear advice: don't invest all your money in that broken-down marina, get yourself a nice office job in New York City, and whatever you do, stay away from Chris Kennedy. But Jesse had blown it on all three counts, and w she found herself working round the clock to get her Montauk business off the ground, and more hopelessly in love with the commitment-phobic Captain Kennedy than ever before. Will she continue to cling to her Montauk fantasy, or will a chance encounter with successful attorney Jeff Wilder entice the bright and beautiful Jesse back to the glamour of Manhattan?