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You're Broke Because You Want To Be: How to Stop Getting By and Start Getting Ahead by Larry Winget (Paperback, 2008)

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Many families today are feeling financial pressure spending more than they earn, worrying about retiring and being dependent on government, family or charity - and Larry Winget knows. He grew up poor and experienced bankruptcy after investing in a company which collapsed. But he worked his way back from rock bottom to become a multi-millionaire. With a boot-camp regimen that is steeped in personal accountability, Winget cuts through the double-talk contained in many other finance books and presents a simple program that is sure to motivate readers.