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How the Other Half Banks by Mehrsa Baradaran 2016 Unabridged CD 9781504743815 - Picture 1 of 1
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How the Other Half Banks by Mehrsa Baradaran 2016 Unabridged CD 9781504743815

Blackstone Publishing
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eBay item number:282894736134
Last updated on 24 Jan, 2023 03:41:27 AEDSTView all revisionsView all revisions

Item specifics

Condition
Brand new: A new, unread, unused book in perfect condition with no missing or damaged pages. See the ...
ISBN
9781504743815

About this product

Product Information

The United States has two separate banking systems today―one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities―all thanks to deregulation that began in the 1970s and continues decades later.In an age of corporate megabanks with trillions of dollars in assets, it is easy to forget that America's banking system was originally created as a public service. Banks have always relied on credit from the federal government, provided on favorable terms so that they could issue low-interest loans. But as banks grew in size and political influence, they shed their social contract with the American people, demanding to be treated as a private industry free from any public-serving responsibility. They abandoned less profitable, low-income customers in favor of wealthier clients and high-yield investments. Fringe lenders stepped in to fill the void. This two-tier banking system has become even more unequal since the 2008 financial crisis.Baradaran proposes a solution: reenlisting the US Post Office in its historic function of providing bank services. The post office played an important but largely forgotten role in the creation of American democracy, and it could be deployed again to level the field of financial opportunity.

Product Identifiers

Publisher
Blackstone Audio, Incorporated
ISBN-10
1504743814
ISBN-13
9781504743815
eBay Product ID (ePID)
221688317

Product Key Features

Book Title
How the Other Half Banks : Exclusion, Exploitation, and the Threat to Democracy
Topic
Banks & Banking, Economic History, Public Policy / Economic Policy
Publication Year
2016
Language
English
Genre
Business & Economics, Political Science
Author
Mehrsa Baradaran
Format
Compact Disc

Dimensions

Item Length
5.7in
Item Width
5.2in

Additional Product Features

Intended Audience
Trade
Dewey Edition
23
Number of Volumes
7 Vols.
Dewey Decimal
332.10973
Edition Description
Unabridged Edition
Table of Content
Introduction 1. Government and Banks 2. History of the Social Contract 3. Banks with a Soul 4. How the Other Half Borrows 5. Unbanked and Unwanted 6. Changing the World without Changing the Rules 7. Postal Banking 8. A Public Option in Banking

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