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Fragile by Design: The Political Origins of Banking Crises and Scarce Credit by Charles W. Calomiris, Stephen H. Haber (Hardcover, 2014)
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Author: Charles W. Calomiris, Stephen Haber. The United States has had twelve systemic banking crises since 1840, while Canada has had none. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.