Today's lending environment follows on the heels of the worst 36 months of a boom-and-bust housing era, which has resulted in the government imposing huge regulatory hurdles on lenders of all types and sizes. It seems that when it comes to applying for a mortgage, want-to-be homeowners are asked for everything but their blood type and shoe size! Don't Be Denied is written in easy-to-understand language for today's homebuyer. This book lays out the steps you can take to prepare yourself for the loan application process and successfully obtain a mortgage for your home. Obtaining a home loan is t about being sold a mortgage-it's about becoming educated on how to obtain a mortgage! By working with the right experts and learning how to navigate the new world of lending, you, too, can achieve the American dream.
Joe Adamaitis has actively worked in the mortgage industry since 1979. He has built in-house mortgage departments for banks, independent lenders, and corporations, and owned an independent mortgage company that operated in five states. As President of the Gulf Coast Mortgage Bankers Association in Sarasota, FL, Adamaitis is a frequent voice in home lending- related articles that have been published on both the local and national levels. He continues to advocate tirelessly for consumer interests in front of the US Government and various public entities. As a mortgage banker, his number one priority has always been to provide his customers with the industry knowledge and expert guidance needed to successfully obtain a home loan.